Calibrations of debt: credit cards, home mortgages, auto loans, business loans, student loans, and the US national debt.
protective
Safeguards or watches out for something (or someone) else -- vocabulary.com.
swallowing your pride
To decide to do something although it will make you feel embarrassed or ashamed -- dictionary.cambridge.com.
self-responsibility
Priority request: The state or fact of being responsible, answerable, or accountable for something within one’s power, control, or management.
enjoying responsibility
Request: …enjoyable, rather than burdensome. Is it a sign of maturity (cal. 280 TvF)? Maybe Willingness (cal. 300)?
self-care
Request: maybe a step up from self-indulgence? 😃
Nepal
Nepal is one of the least developed countries, which ranks 165th in the world in nominal GDP per capita -- wikipedia. By request.
mantra: I am loving Awareness
Request: Ram Dass' famous spiritual practice.
"A chain is only as strong as its weakest link"
Request: The overall strength of a group, system, or process is limited by its most vulnerable part.
Lionel Messi
Widely regarded as one of the greatest professional footballers of all time -- wikipedia.
Cornell Note Taking System
Priority request: Provides a systematic format for condensing and organizing notes without laborious recopying.
Efficacious Novena to the Sacred Heart of Jesus
Priority request: This is the one Padre Pio famously prayed every day for people who asked for his prayers.
Biblical numerology
"The number seven is good, but we do not explain it after the doctrine of Pythagoras and the other philosophers, but rather according to the manifestation and division of the grace of the Spirit" -- St. Ambrose.